
<html><body><div style="font-family: times new roman, new york, times, serif; font-size: 12pt; color: #000000"><div><a href="https://www.onthebanks.com/2020/1/23/21078146/embracing-expectations-4-thoughts-on-iowa-luka-garza-big-ten-refs" data-mce-href="https://www.onthebanks.com/2020/1/23/21078146/embracing-expectations-4-thoughts-on-iowa-luka-garza-big-ten-refs">https://www.onthebanks.com/2020/1/23/21078146/embracing-expectations-4-thoughts-on-iowa-luka-garza-big-ten-refs</a></div><div><br></div><div><br></div></div></body></html>